Personal Cover

Household Insurance

Buildings and contents cover built around your property, not a generic postcode average. We compare across our panel of UK underwriters to find cover that actually fits your home, with claims support when it matters most.

What's Covered

  • Buildings cover for structural damage, including flood, fire and storm
  • Contents cover for your belongings, including accidental damage options
  • Alternative accommodation cover if your home becomes uninhabitable
  • Optional cover for high-value items, home business use and outbuildings
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FAQ: Household Insurance

Does this cover accidental damage?

Accidental damage isn't automatically included on every policy, but it's available as an add-on — we'll talk you through whether it's worth it for your household.

What if I run a business from home?

Standard household policies often exclude business use. Let us know what you do and we'll find cover that includes it properly rather than leaving you exposed.

Can I insure a listed or unusual property?

Yes — we work with insurers who specialise in listed buildings, thatched roofs, and non-standard construction, so an unusual property shouldn't be a barrier to good cover.

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