Personal Cover

Standalone Pothole Cover

Pothole damage to tyres, alloys and suspension isn't always covered — or covered well — by standard motor policies. Standalone pothole cover fills that gap so a bad stretch of road doesn't become an expensive surprise.

What's Covered

  • Cover for tyre, wheel and alloy damage from potholes
  • Suspension and steering damage cover
  • No impact on your main motor policy no-claims discount
  • Straightforward claims process, separate from your main insurer
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FAQ: Standalone Pothole Cover

Doesn't my normal car insurance cover this already?

Some policies exclude pothole damage or treat it as a claim that affects your no-claims discount — standalone cover is designed specifically to avoid that.

Can I claim against the council instead?

You can, but council claims can take months and aren't guaranteed — this cover pays out quickly regardless of the outcome of any council claim.

Is this only for older cars?

No — any vehicle can benefit, though it's particularly popular for cars with larger alloy wheels or lower-profile tyres, which are more vulnerable to pothole damage.

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