Commercial Cover

Shop, Surgery & Clinic Insurance

Complete business protection for retail storefronts, dental surgeries, medical clinics, and professional practices — covering premises, stock or equipment, and liability in one policy.

What's Covered

  • Premises, stock and equipment cover
  • Public and professional liability options
  • Business interruption cover for loss of income
  • Cover for specialist equipment in medical and dental settings
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FAQ: Shop, Surgery & Clinic Insurance

Do you cover medical and dental equipment specifically?

Yes, specialist equipment cover can be built in for practices with significant clinical equipment investment.

What if I have a shopfront with stock and a workshop behind it?

That combined use is common and can be covered under one policy that reflects both the retail and workshop elements.

Do I need professional indemnity as well?

For clinical or advisory practices, yes — we can include professional indemnity alongside your premises and liability cover.

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