Personal Cover

Classic Vehicle Insurance

From vintage weekend cruisers to restored British classics, we deliver specialist classic car policies with agreed values and laid-up cover for vehicles spending time off the road.

What's Covered

  • Agreed valuation, so you know what you'd receive in a total loss
  • Limited mileage discounts for classics kept for high days and holidays
  • Laid-up cover for vehicles off the road over winter
  • Cover for club events, shows and rallies
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FAQ: Classic Vehicle Insurance

What counts as a "classic" for insurance purposes?

It varies by insurer, but generally a vehicle over 15-20 years old in good condition with limited use qualifies — we'll confirm eligibility for your specific vehicle.

Is agreed value the same as market value?

No — agreed value is a fixed amount you and the insurer agree upfront, so you know exactly what you'd receive in a total loss, rather than a market valuation at claim time.

Can I still drive it day-to-day?

Many classic policies assume limited use, but we can find cover that matches how you actually use the car, whether that's occasional or more regular.

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