Commercial Cover

Property Owners Insurance

Cover for landlords and commercial property owners, from a single let to a full portfolio, with liability and buildings cover built around how the property is used.

What's Covered

  • Buildings cover for let or commercial property
  • Landlord liability and loss of rent cover
  • Cover for unoccupied periods between tenants
  • Portfolio policies for multiple properties
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FAQ: Property Owners Insurance

Am I covered if the property is empty between tenants?

Standard policies often restrict cover after a property's been empty for 30-60 days — we can arrange unoccupied property cover to close that gap.

Do you cover HMOs and multi-let properties?

Yes, we can arrange cover for houses in multiple occupation and other non-standard let types.

Can I put several properties on one policy?

Yes — portfolio policies are often more cost-effective and easier to manage than insuring each property separately.

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