Hints Insurance Services Ltd (Hintsure) can provide comprehensive and competitive cover for modern farming, covering all manners of risks from the hobby farmer to large working farms and estates. Policies can be tailored to suit every agricultural business need and includes cover for diversification.
Some benefits of a farm policy:
- Suitable for a wide range of different types of farm including Arable, Livestock, Dairy, Pig, Poultry and Egg producers
- Broad product coverage including Buildings, Machinery, Livestock, Liability and House & Contents on one simple policy
- Protection for farmers’ changing liabilities – such as Environmental Impairment Liability within Public Liability section
- Public Liability covered across a wide range of farming diversifications and occupations including Agricultural Contracting
- Pick only the cover that is required – no compulsory sections
Available/included cover:
- Buildings cover on modern materials plus ability to include reinstatement of traditional materials
- Buildings and contents automatically includes clean up of own land following oil contamination and clean up of illegally dumped waste
- Business money cover
- Livestock fatal injury away and on the premises plus livestock in transit and livestock worrying
- Goods in transit
- Revenue protection by covering loss of revenue, increased costs of working
- Employers liability
- Public liability
- Indemnity for property damage, clean up costs and environmental damage costs following pollution
- Third party financial loss, where there is no physical loss or damage
- Lump sum payments for death, total disablement, partial disablement and weekly payments for temporary total disablement
- Uncollected milk indemnity
- Loss of frozen bovine semen in straws or nitrogen flasks
- Loss of oil and fertiliser from tanks including LPG
- Office contents plus computers, landlords fixtures external glass and signs, deeds, documents and plans
- Loss or damage to your house and associated outbuildings
- Liability at law cover included
- All risks cover available as an extension
- Loss or damage to contents
- New for old cover all risks cover, available
- Cover for valuables, money, cycles, freezer contents and trailer caravans
- Legal expenses for; Bodily injury, Contract disputes, Debt recovery, Employment disputes and compensation awards, Legal defence, Property protection, and Tax protection
- Additional policies for; Livestock, Renewable Energy, Hailstorm, and Agricultural Pollution Liability
